Travel Card

Travel cards replace travelers cheques and/or allow a consumer to avoid using their debit or credit cards while travelling. Most travel cards offer lower cost or no foreign transaction fees, and provide consumers access to a secure payment method with the option for EMV Chip and PIN. Consumers can lock in the exchange rate at the time of purchase to prevent currency rate fluctuations. In addition, multi-currency cards can be loaded with several currencies at the same time. They are accepted everywhere the card network is accepted including in-stores and online and can be used globally.

  • Multi-currency cards automatically use the currency of the country where you are traveling. Know whether or not your card has this option before you travel.

  • Lock in your exchange rate. With travel cards, you may be able to lock in an exchange rate before you travel to prevent currency conversion rate fluctuations.

  • Keep the card literature. Keep important information about your card in safe place, including terms and conditions, the website address, and the card’s expiration date and policy. Do not keep your PIN information with your card.

  • Report fraud or loss immediately. If the card is lost, stolen or used for purchases without authorization, it may be reissued and the funds can be replaced. Make sure to report any losses or unauthorized purchases to the customer service number immediately.

  • Check your balance easily. Travel cards offer the ability to check your balance by phone, text, or online. Check your card balance and track your spending.