Welcome to the Canadian Prepaid Providers Organization: The Home for the $5B Canadian Prepaid Industry

The last 5 years have seen a dramatic transformation of the prepaid industry across the globe. Prepaid platforms are being used as a foundation for digital financial services enabling fintechs and traditional FIs to push the boundaries of what a “card” can do and enabling firms to bring new and innovative solutions to market and allowing fintech partnerships to quickly launch and scale. 

Prepaid issuers are investing more in prepaid as it supports the growing challenger bank sector and the transformation to digital B2B payments for enterprise and SMEs. Even governments have increased their adoption of prepaid as a tool to quickly deliver stimulus and emergency payments with ease and greater efficiency. 

Prepaid has grown to become a valuable part of Canada’s financial services ecosystem. It has been instrumental in displacing cheques, leading to economic benefits for governments and businesses. And, prepaid solutions can be used to drive financial inclusion, providing an initial point of access to financial systems to those who are currently underserved by traditional products. The CPPO is a not-for-profit organization and the collective voice of the open-loop prepaid payments industry in Canada.

The Canadian Prepaid Providers Organization (CPPO) is a not-for-profit organization and the collective voice of the $5B prepaid payments industry in Canada. The CPPO gives our members the intelligence, education, access and network to tap into this innovative payments community. Our members include issuing banks, networks, fintechs, program managers, processors and service providers. 

$ 0 B CDN
in prepaid loads in 2019
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CPPO Mission

Open-loop prepaid products are a valuable financial tool offering benefits to consumers, businesses and governments. It promotes a positive environment in which prepaid payments can responsibly grow and flourish in Canada. The CPPO is the only association solely focused on this growing industry and includes the major players in open-loop prepaid in Canada. 

CPPO Officers

Karen Budahazy,
Peoples Group
BOARD CHAIR

Jacqueline Shinfield,
Blake, Cassels & Graydon LLP
LEGAL ADVISOR

Bonny Murray,
Blake, Cassels & Graydon LLP
LEGAL + GOVERNMENT RELATIONS

Jennifer Tramontana,
The Fletcher Group LLC
EXECUTIVE DIR. COMMUNICATIONS

Cameron Horb,
Blackhawk Network
TREASURER

Sam Paulos,
RBC Royal Bank
EVENTS

Maria Nasr,
Blake, Cassels & Graydon LLP
SECRETARY

Michelle Bayo,
Finavator
MEMBERSHIP

Minhea Cirica,
Peoples Group
RESEARCH

CPPO Board Members

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