The CPPO is a not-for-profit organization and the collective voice of the open-loop prepaid payments industry in Canada. It is supported by major financial institutions, card networks, program managers and the fintech community. The CPPO is focused on awareness and education so that consumers, governments and businesses understand the value of this platform and have the best experience with these popular solutions.
CPPO Mission
Open-loop prepaid products are a valuable financial tool offering benefits to consumers, businesses and governments. It promotes a positive environment in which prepaid payments can responsibly grow and flourish in Canada. The CPPO is the only association solely focused on this growing industry and includes the major players in open-loop prepaid in Canada.
CPPO Charter
Prepaid solutions offer benefits to consumers, businesses and governments. The CPPO was formed to foster a positive environment in which open loop prepaid solutions can responsibly grow and flourish in Canada.
The CPPO is focused on awareness and education so that consumers, governments and businesses understand the value of this platform and have the best experience with these popular solutions.
The CPPO supports a consumer’s right to choose the payment product that best suits his/her financial needs — whether the product is debit, credit, open-loop prepaid or a combination of products.
The CPPO supports an effective regulatory environment that encourages innovation and access while protecting consumers. All CPPO members adhere to applicable laws and regulations with respect to compliance and consumer protection.
Prepaid solutions are a financial tool issued by financial institutions. As such, all members of the CPPO take mandated steps to combat fraud and protect consumers. The CPPO supports efforts by industry and government to prevent fraud and the misuse of all financial tools.
CPPO Officers
Karen Budahazy,
Peoples Card Services
BOARD CHAIR
Jacqueline Shinfield,
Blake, Cassels & Graydon LLP
LEGAL ADVISOR
Bonny Murray,
Blake, Cassels & Graydon LLP
LEGAL + GOVERNMENT RELATIONS
Jennifer Tramontana,
The Fletcher Group LLC
EXECUTIVE DIR. COMMUNICATIONS
Cameron Horb,
Blackhawk Network
TREASURER
Sam Paulos,
RBC Royal Bank
EVENTS
Maria Nasr,
Blake, Cassels & Graydon LLP
SECRETARY
Michelle Bayo,
Finavator
MEMBERSHIP
Minhea Cirica,
Peoples Group
RESEARCH
CPPO Board Members
CPPO General Members
If you are interested in joining the CPPO, please check out our membership brochure and contact Jennifer Tramontana.